20 Small Habits That Will Make You Rich

Hey there, money-savvy friend! Let’s chat about some game-changing habits that will make you rich & can help you stack that cash without losing your mind. Forget those crazy 5 a.m. routines or risky get-rich-quick schemes. After becoming a millionaire in my 30s, I’ve realized it’s all about those small, consistent moves that add up over time. So, buckle up! Here are 20 tiny habits that made the biggest difference for me.

It’s all about the tiny, consistent habits that you practice over time. These small actions are what truly make you rich. Here are the 20 tiny habits that will make you rich and make the biggest difference in your life.

Start Your Day with Gratitude: The Secret to Attracting Abundance

First up, let’s talk gratitude. As soon as you wake up, stay in bed for two minutes and think about what you’re grateful for. Try to come up with at least three things and feel that joy in your body. It might sound a bit woo-woo, but trust me, it sets the tone for the day and helps you attract opportunities like a magnet.

Automate Your Savings: Set It and Forget It

Next, automate your savings game. Set up an automatic transfer into your savings or investment account every payday. It doesn’t have to be a huge amount – even 5% or $20 can make a difference. The key is to make it non-negotiable and out of sight. You’ll be amazed at how quickly those savings add up when you’re not constantly tempted to spend them.

Batch Your Tasks: Work Smarter, Not Harder

Now, let’s talk productivity. If you want to rake in the big bucks, you’ve got to be smart with your time. Try batching similar tasks together instead of spreading them out. For example, I prep my meals and go grocery shopping in one go on the weekend. It saves me from scrambling to figure out dinner every night and frees up time for more important things.

Invest Smartly

Speaking of investing, let’s chat about dollar-cost averaging. It’s a fancy term for consistently investing a set amount into the market, regardless of what’s happening. This strategy helps you avoid the stress of trying to time the market and can improve your returns over time. Plus, it’s automated, so you don’t have to worry about forgetting to invest.

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Eat the Frog: Tackle Your Toughest Task First

Here’s a habit that’ll make you feel like a boss: eat the frog. No, not literally! It means tackling your biggest, scariest task first thing in the morning. You know, that thing you’ve been putting off because it’s intimidating? Do it first, and you’ll feel unstoppable for the rest of the day.

Write Down Your Goals: 42% More Likely to Achieve Them

Writing down your goals is another simple yet powerful habit. Studies show you’re 42% more likely to achieve your goals if you write them down regularly. So, grab a pen and jot down those financial dreams. Whether it’s paying off debt, hitting a savings target, or starting a business, put it on paper and watch it become a reality.

Limit Social Media: Turn Scrolling Time into Opportunity Time

Social media can be a total time-suck, but when used intentionally, it can open doors to amazing opportunities. Set time limits for mindless scrolling and focus on networking, learning, and promoting your skills or business. Your future self will thank you for not wasting hours on TikTok dance challenges (unless that’s your thing, of course).

Delegate Like a Pro: You Don’t Have to Do It All

Learning to delegate is a game-changer. You don’t have to do everything yourself to be successful. In fact, trying to be a superhero who never needs help is so last season. Start small – maybe use a grocery delivery service or hire someone to build that IKEA furniture. Your time is valuable, so use it wisely.

Get Outside: 30 Minutes of Sunshine a Day Keeps the Blues Away

Health is wealth, my friend. Make it a habit to get outside for at least 30 minutes of sunshine every day. It’ll boost your mood, give you that sweet vitamin D, and regulate your hormones. Trust me, when you feel good, you’re more likely to crush your goals and make that money.

Review Your Spending: Knowledge Is Financial Power

Here’s a habit that might make you cringe at first: regularly review your spending. Go through those credit card and bank statements, cancel unused subscriptions, and just get familiar with where your money’s going. Knowledge is power, and being aware of your spending habits is the first step to taking control of your finances.

Create a “Why I’m Awesome” File

Create a “Why I’m Awesome” file. Seriously. Keep a running list of your personal and professional achievements, complete with hard data and numbers. This isn’t just for boosting your ego (although that’s a nice bonus). It’s ammunition for when you’re negotiating a raise or pitching for a new opportunity. Don’t sell yourself short – on your value!

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Shop Smart: Always Use a List

Make a shopping list before hitting the grocery store. It’s a small habit that can make a big difference in your spending. Plus, it helps you be more intentional about what you’re buying. Pro tip: never go grocery shopping when you’re hungry. Trust me on this one.

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Simplify Your Decisions: Automate Your Life

Automate your life to limit decision fatigue. Steve Jobs wore the same outfit every day to save his brainpower for the important stuff. While you don’t have to go that extreme, find ways to simplify daily decisions. Maybe it’s having the same breakfast every day or creating a capsule wardrobe. Save your mental energy for the big decisions that’ll move the needle on your goals.

Learn on the Go: Turn Chores into Money Education Time

Use your chore time to level up your money knowledge. Pop on a financial audiobook while you’re doing dishes or walking the dog. It’s a great way to absorb new ideas and shift your money mindset without taking extra time out of your day.

Network Over Lunch: Build Connections While You Eat

Network like a boss by having lunch with at least one new person every month. You never know who might open doors to new opportunities or become a valuable business connection. Plus, you’ve gotta eat anyway, right?

Boost Your Morning with the 30/30 Rule: Protein for Power

Take care of your body with the 30/30 rule: eat 30 grams of protein within 30 minutes of waking up. It jumpstarts your metabolism and keeps your energy stable throughout the day. When you feel good, you’re more likely to crush your goals and make that money.

Stay Connected: Relationships Are a Form of Wealth Too

Stay connected with your people. Send a quick text, or voice note, or make a short call to a friend or family member regularly. Strong relationships are a form of wealth too, and they can provide emotional support and even unexpected opportunities.

Make Time for Joy: Daily Moments That Keep You Motivated

Make time for joy every single day. It doesn’t have to be big – maybe it’s a 10-minute walk at sunset or cuddling with your dog. Taking care of your emotional well-being is crucial for long-term success. It’s a marathon, not a sprint, so make sure you’re enjoying the journey.

Maximize Free Time: Build Skills or Income Streams

Use your free time wisely. Instead of endless scrolling or binge-watching, use your evenings and weekends to build an extra income stream or learn a new skill. Even small pockets of time can add up to significant progress over the long run.

Track Your Net Worth: Measure Your Financial Progress

Finally, make it a habit to check your net worth regularly. It’s a great way to see if you’re moving in the right direction and stay on top of your overall financial picture.

Remember, you don’t have to tackle all these habits at once. Start with one that resonates with you and build from there. Consistency is key, and over time, these small habits will make you rich & can lead to big changes in your financial life. Before you know it, you’ll be looking back amazed at how far you’ve come. Keep crushing it, money maven!